Many people do believe that collection agency is not allowed to pull their credit report without their permission. But in reality collection agency may pull your credit report because after buying debts they qualify as creditors. Many of the creditors take your permission before pulling your credit reports but they are not supposed to ask for permission in accordance with Fair Credit Reporting Act, in most of the cases.
Are you a small business that has mounting unpaid invoices? Do you not have sufficient staff to make collection calls? It may make sense to hire a debt collection agency. They can collect your unpaid bills and strengthen your finances, all for a very affordable fees.
The debt collection statute of limitations refers to the window of time that collection agencies can continue to legally pursue delinquent, unpaid debts. This basically means that unpaid debts have an expiration date, after which collection agencies have to stop with their collections activities.