Facts About Roofing Contractors.
It is just normal to be overprotective in some things just like when it comes to your home and your finances. There are plenty of roofing contractors out there that are willing to bend the rules to simplify things for themselves, resulting in problems for you and your roof. However, even if you will hire an honest contractor, they would still commit mistakes once in a while. This article is perfect for those who wanted to hire a roofing contractor since it will show ways on how to protect one’s self in choosing the best and trusted roofing contractor.
Workers Compensation Problem. One example is when you wanted to hire a roofing contractor due to the leak in your roof. A situation where the roofing contractor decides not to use the safety precautions making him fall off from where he is standing in order to fix the leak of your roof, causing the fractures on his leg. In this scenario, the employee would most likely hold you responsible for all his medical expenses since the incident happened in your property and he believes that you are accountable to whatever might happen to him.
Roofers Compensation is a type of insurance covering roofing injuries. It is indeed very important for a roofing contractor to have his own worker’s compensation, in that way, there will be an insurance that will shoulder all of the expenses that needs to be paid in times of unexpected accidents. Before you get yourself a roofing contractor, see to it that he has a worker’s compensation so that you do not need to pay for all the expenses and medical bills if ever your contractor will experience injuries or accidents.
Liability Insurance Problem. Your roofing contractor leaves your roof uncovered after removing your shingles. At the same time, an unexpected storm will arrive later that night. Because your contractor has left your roof uncovered, water entered your house and caused damages to your furniture, appliances and other properties found inside your house. Your roofing contractor has liability insurance, but there are exclusions preventing coverage of the interior of your building. With this situation, it leaves you nothing but to pay for all the expenses caused by the damages inside your home.
If damage occurs to your home or building that is the fault of a roofing contractor, you want to be sure they have good liability insurance. The damages inside your house will be included in the insurance as long as the insurance of your roofing contractor is reliable.